Insurance
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Treeman
- Expert
- Posts: 350
- Joined: Wed Dec 26, 2007 4:41 am
- Location: Twickenham, Middlesex
Re: Insurance
Just renewed mne with Peter James (two bikes) = £112.
It is worth phoning insurance companies and threatening to go elsewhere when they increase the premium - I did it twice this year, once with Carole Nash for my modern bikes, once with Direct Line for my car. Coincidentely, they reduced both quotes by £83
Corporate scum bags.
Come to think of it, I did it with my Dog insurance and plumbing insurance as well..
...with success..
It is worth phoning insurance companies and threatening to go elsewhere when they increase the premium - I did it twice this year, once with Carole Nash for my modern bikes, once with Direct Line for my car. Coincidentely, they reduced both quotes by £83
Corporate scum bags.
Come to think of it, I did it with my Dog insurance and plumbing insurance as well..
Distrust the Government
Avoid Mainstream Media
Expose the Lies (Vernon Coleman 2020)
Avoid Mainstream Media
Expose the Lies (Vernon Coleman 2020)
- RacerRB159
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- Joined: Tue Nov 25, 2014 11:23 pm
- Location: Warwickshire, South of the river
Re: Insurance
Who are RH ?
Just had my renewal with Carole Nash and its closer to £350
Thats with three agreed value and two normal market value but all fully comprehensive, no modern bikes in sight
Cheers
Rich
Just had my renewal with Carole Nash and its closer to £350
Thats with three agreed value and two normal market value but all fully comprehensive, no modern bikes in sight
Cheers
Rich
Blowing smoke rings over the Green party since 1969
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Eric
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- RacerRB159
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- El Presidente
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- Joined: Wed May 03, 2006 8:05 pm
- Location: Nottingham / Inverness (Fl) / Traverse City (Mi)
Re: Insurance
Just sorted mine out . . $4,460!
. . . . . Mind you, there are 74 bikes on the policy
Keep One wheel down . . . . .
- gotz
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- Location: High Wycombe
Re: Insurance
El Presidente wrote:Just sorted mine out . . $4,460!. . . . . Mind you, there are 74 bikes on the policy
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Now you are showing off
Nobody really cares if you're miserable, so you might as well be happy.
- El Presidente
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- Location: Nottingham / Inverness (Fl) / Traverse City (Mi)
Re: Insurance
.gotz wrote:El Presidente wrote:Just sorted mine out . . $4,460!. . . . . Mind you, there are 74 bikes on the policy
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Now you are showing off![]()
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And 23 Not on the policy . . . .
Keep One wheel down . . . . .
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Bic_Bicknell
- Expert
- Posts: 411
- Joined: Tue May 20, 2014 10:29 am
- Location: Surrey - near Gatwick
Re: Insurance
I have had my current modern bike (A KTM Superduke 990) and the H2 insured by MCE for the last few years. My last premium was about £300 fully comp. When I moved to Bristol a few weeks ago I had to pay a bit of an excess because I lived in a higher risk area than before.
So now my policy is up for renewal and I saw here that several people are insured through Carole Nash so thought it may be worth getting a competitive quote.
After several hours of painful telephone interviews and agonisingly slow questions and details this is the result.
Carol Nash: Fully comprehensive cover through Aviva for both bikes (all mods to KTM fully disclosed). Premium £1012.00
MCE: Fully comprehensive cover by themselves for both bikes (all mods to KTM fully disclosed). Premium £395.00 :wink:
I know every bike and personal circumstance makes a big difference to everybody and one can't expect to get a good deal at one place just because someone else does but to me the difference here is astounding! Carole Nash tried to defend their position by saying that they were "the best, not the cheapest" and that it was so high because my KTM is far from standard but SME asked the same questions and dealt with the same facts.
Also the package that came with the SME included track day cover, Euro cover, UK breakdown cover as well as being similar to the old Norwich Union rider policy because I'm also covered to ride any other bike with the owners permission.
Result!
So now my policy is up for renewal and I saw here that several people are insured through Carole Nash so thought it may be worth getting a competitive quote.
After several hours of painful telephone interviews and agonisingly slow questions and details this is the result.
Carol Nash: Fully comprehensive cover through Aviva for both bikes (all mods to KTM fully disclosed). Premium £1012.00
MCE: Fully comprehensive cover by themselves for both bikes (all mods to KTM fully disclosed). Premium £395.00 :wink:
I know every bike and personal circumstance makes a big difference to everybody and one can't expect to get a good deal at one place just because someone else does but to me the difference here is astounding! Carole Nash tried to defend their position by saying that they were "the best, not the cheapest" and that it was so high because my KTM is far from standard but SME asked the same questions and dealt with the same facts.
Also the package that came with the SME included track day cover, Euro cover, UK breakdown cover as well as being similar to the old Norwich Union rider policy because I'm also covered to ride any other bike with the owners permission.
Result!
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Treeman
- Expert
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- Joined: Wed Dec 26, 2007 4:41 am
- Location: Twickenham, Middlesex
Re: Insurance
Carole Nash are not the 'good guys' their hype suggests anymore.... 
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Avoid Mainstream Media
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Neil the Don
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- Location: West Yorkshire
Re: Insurance
Carole Nash were bought by the AA. Years ago. And immediately started hiking the prices .
all the corporate boys play the "double glazing " game. Quote a stupid price , or hike up the renewal premium every year by a ludicrous amount , and hope you are too busy to check. There must be a percentages study that proves to them this is most profitable / least risk strategy .
we keep hearing on the tv/ radio news of how majority of folk never switch banks/pensions/ insurance on anything. Year after year . so "they" get away with it.
Remeber , no business based on taking money for a service they never provide , is your friend. They're out to screw you. Even my " customer owned". Bank tried to screw me on house insurance . As a " loyal" customer and stakeholder , I was expected to pay £100 more on my house insurance , than a new customer could get. Screw them !!!!!!
all the corporate boys play the "double glazing " game. Quote a stupid price , or hike up the renewal premium every year by a ludicrous amount , and hope you are too busy to check. There must be a percentages study that proves to them this is most profitable / least risk strategy .
we keep hearing on the tv/ radio news of how majority of folk never switch banks/pensions/ insurance on anything. Year after year . so "they" get away with it.
Remeber , no business based on taking money for a service they never provide , is your friend. They're out to screw you. Even my " customer owned". Bank tried to screw me on house insurance . As a " loyal" customer and stakeholder , I was expected to pay £100 more on my house insurance , than a new customer could get. Screw them !!!!!!
- JeffK
- Expert
- Posts: 253
- Joined: Sat Mar 28, 2015 2:20 pm
- Location: USA
Re: Insurance
Dang, we got those same types here! When I called about they claimed a mistake right up until I asked how much they were going to refund! Had a new carrier within the hour and was perfect timing since the premiums for both the car truck and all the bikes were due so they didn't "get me" on the "pro-rata" game.Neil the Don wrote:Carole Nash were bought by the AA. Years ago. And immediately started hiking the prices .
all the corporate boys play the "double glazing " game. Quote a stupid price , or hike up the renewal premium every year by a ludicrous amount , and hope you are too busy to check. There must be a percentages study that proves to them this is most profitable / least risk strategy .
we keep hearing on the tv/ radio news of how majority of folk never switch banks/pensions/ insurance on anything. Year after year . so "they" get away with it.
Remeber , no business based on taking money for a service they never provide , is your friend. They're out to screw you. Even my " customer owned". Bank tried to screw me on house insurance . As a " loyal" customer and stakeholder , I was expected to pay £100 more on my house insurance , than a new customer could get. Screw them !!!!!!
jeff
Current:
My VStrom 1000 K7
Stock bikes: a purple 74 RD350,72 H1,1975 GT550,1975 H2 750 triple (purple of course), 73 CB350 gave 2 Kerry Modified: H2B,82 Yam 650Turbo@18PSI, 75 GT550,75- H1To-Restore:'72 H1,'75 H1, 1974 GT750 Last COMPLETE: 1975 S1
My VStrom 1000 K7
Stock bikes: a purple 74 RD350,72 H1,1975 GT550,1975 H2 750 triple (purple of course), 73 CB350 gave 2 Kerry Modified: H2B,82 Yam 650Turbo@18PSI, 75 GT550,75- H1To-Restore:'72 H1,'75 H1, 1974 GT750 Last COMPLETE: 1975 S1
- Vince
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- Joined: Wed Feb 13, 2008 10:35 am
- Location: Herefordshire
Re: Insurance
Hope your covered for Smoke and Spontaneous Ignition !!gotz wrote:El Presidente wrote:Just sorted mine out . . $4,460!. . . . . Mind you, there are 74 bikes on the policy
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Now you are showing off![]()
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You put the fuel in here, Oil there, start the engine, Hay presto, its gone. That's Triple's for you
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Eric
- Expert
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- Joined: Wed Sep 17, 2008 9:54 am
- Location: Bridgend
Re: Insurance
Just had to renew may insurance and added 2 bikes to it ,so before renewing with my present company I gave Peter James a ring their quote for 7 bikes was £ 312 I then rang Footman James they were £257 my present insurance company RH quoted £156 and their cover is better than the other two. So stayed with them.
- 30yrs-on
- Expert
- Posts: 1361
- Joined: Thu May 04, 2006 12:52 pm
- Location: Anglesey
Re: Insurance
RH for me too .£149 all agreed values on 6 bikes.
also there ok about the mot not required situation,as long as the bike is road safe of course
also there ok about the mot not required situation,as long as the bike is road safe of course
- Mitsui Spy
- Expert
- Posts: 2979
- Joined: Wed Apr 18, 2007 12:39 am
- Location: Wakefield, West Yorks
Re: Insurance
Because of the burglary I've just added another 8 bikes to my RH policy and they wanted an extra £70. Cheap for peace of mind.
- stevie747
- Expert
- Posts: 1288
- Joined: Thu May 04, 2006 12:52 pm
- Location: Newmarket
Re: Insurance
Just got a quote from RH and it's £240 for 7 bikes, Footman James renewal just came in at £590, guess where I'm going...

One wheel's enough...
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Southside Johnny
- Expert
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- Joined: Thu May 04, 2006 12:52 pm
- Location: Kent
Re: Insurance
Been with Carle Nash since 1980 when she used to operate from her kitchen at home, got my renewl this year for 23 bikes £690 , got the same insurance with Peter James for £368 , as you say CN has gone down the piss taking route, Peter James is the retired partner of Footman James he got fed up with retirement and started up again , they also do private van ins plus various other stuff .
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Treeman
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- Joined: Wed Dec 26, 2007 4:41 am
- Location: Twickenham, Middlesex
Re: Insurance
Don't forget to ring up and question your renewal fee if it has gone up too much, and tell them that you are considering going elsewhere. The bastards nearly always reduce it
I even got my A.A. breakdown cover etc. reduced from about £180 - down to £119 recently (the same as the RAC - what a coincidence
).
I even got my A.A. breakdown cover etc. reduced from about £180 - down to £119 recently (the same as the RAC - what a coincidence
Distrust the Government
Avoid Mainstream Media
Expose the Lies (Vernon Coleman 2020)
Avoid Mainstream Media
Expose the Lies (Vernon Coleman 2020)
- stevie747
- Expert
- Posts: 1288
- Joined: Thu May 04, 2006 12:52 pm
- Location: Newmarket
Re: Insurance
Yep FJ told me they'd knock £105 off... asked why I only get this offer when calling to cancel, the reply was 'I don't know, it's what the system says...'Treeman wrote:Don't forget to ring up and question your renewal fee if it has gone up too much, and tell them that you are considering going elsewhere. The bastards nearly always reduce it![]()
I even got my A.A. breakdown cover etc. reduced from about £180 - down to £119 recently (the same as the RAC - what a coincidence).
Recently saved over £500 shifting house insurance and gas/leccy. However, I think the only way to keep the best deals is to get quotes every couple of years :wink:
One wheel's enough...
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gsxrtriple
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- Location: beccles suffolk
Re: Insurance
use haggerty insurance they are hard to beat