RH/Howden Insurance Customers Beware

[g6mow]

I have been with RH Insurance now trading as Howden for quite a number of years, and have always been happy with them.
At renewal in January I was disappointed with the price but stuck with them because they do not charge admin fees to add or remove bikes mid term.
Yesterday I had to add a bike to my policy. After a bit of messing about they came back with a price of £17 + an admin charge of £36 After describing my disgust to the operator I managed to get the admin fee down to £20.
I will be looking elsewhere at renewal next year.

[Triple Parts]

Carole Nash charge £40 for mid-term adjustments, so still better with Howdens.
Like every insurance company, you have to shop around and not auto-renew, you can then do a deal.

[Zytec]

I`ve been continuously with them for a number of years now I think ! and have recently renewed but bike is not on a guaranteed value anymore for some reason and I can`t remember why its not now as it has been previously ? but there has been a recent time when I haven`t really cared about much.

I think classic bike values have dropped over the years so what would a decent guaranteed value of a reasonably good KH 250 be nowadays to put to Howdens ?

[Triple Parts]

I think classic bike values have dropped over the years so what would a decent guaranteed value of a reasonably good KH 250 be nowadays to put to Howdens ?

£3-4k

[Zytec]

I think classic bike values have dropped over the years so what would a decent guaranteed value of a reasonably good KH 250 be nowadays to put to Howdens ?

£3-4k

Thanks

Ahh that much, I need to get it sorted then.

When a classic bike is insured on "market value" as opposed to "guaranteed value" how do they come up with a "market value" settlement figure if the worst happens ?

[Wolfie]

I think they must go online and look at current selling prices.
I had an agreed value with them but at the accident they re valued it at half as much again.

However, with the buy back price, I actually received close to the agreed value (and the bike).